What should I ask during a viewing in H2 Condominio?

Buy property in Cartagena

What to ask on a property viewing in H2 Condominio Here is what changes in this sector, which kind of property fits and what to check before signing.

A viewing exists to uncover what photographs hide, and that calls for arriving with questions rather than impressions alone. This differs from comparing apartments afterward, which is desk work: here you are standing inside the place with someone to ask. Worth probing: how long it has been for sale and why it is being sold, who lived there before, whether work was done and by whom, when the air conditioning and water heater were last replaced, whether there have been leaks and how they were resolved. On the condominium side: what the monthly fee is and what it covers, whether special assessments are approved or under discussion, and what the rules say about pets, renovations, and short stays. It also pays to run the taps, switch on every air unit, look under the sinks, open the electrical panel, and go see the storage room and the parking space, which is usually the last thing anyone looks at. If possible, coming back at another hour is revealing, because noise and sun change completely. Dimare Collection arranges those viewings and prepares the questions.

What H2 Condominio is, and what changes there

Its name identifies this as a condominium on the Morros and Manzanillo strip, the line of gated seafront developments heading north out of Cartagena between the Anillo Vial and the water. The word in the name states the format outright: what is owned is a private unit, while common areas, access control and the internal utilities serving the complex are collective and are funded through dues that an owners' assembly approves each period. For anyone weighing this against a neighboring project, the file to read is the building's, from the registered bylaws and the assembly minutes to the condition of the reserve fund, and the comparison worth making is with the adjacent complexes, which vary in size, in how close they sit to the water and in what their shared spaces actually provide. The particulars of this development, how advanced the work is and whether any unit in it can be offered get confirmed one at a time against current paperwork. Short-stay occupancy is decided inside the condominium itself, through the rules its owners have adopted.

Buyer from Bogotá

The mortgage comes from a Colombian bank, against a local credit history, not from a bank abroad and not from the seller: the bank pulls your record from the centrales de riesgo, the credit bureaus, asks for proof of income and orders its own avalúo, the appraisal, and title study. Whoever answers for the approval is the bank's mortgage department, not the sales office. Ask in writing for the approval letter and the disbursement instructions, because each disbursement is supported by a different document: first the promesa de compraventa, the purchase promise, and then the escritura once registered with the mortgage recorded on it. The money does not enter through the regulated exchange market and there is no foreign investment to register with the Banco de la República; what does have to be assembled is proof of the source of funds, which is a separate matter and is requested by the bank and the notaría. You can sign in person, so no poder and no apostille are needed, yet you manage the property from another city: settle who receives it, who pays the predial, the property tax, and the building fee, and who issues the paz y salvo, the clearance certificate, before each step. What sets you apart from a Medellín buyer is not the law, which is the same, but the channel: your file is usually studied in the city where you live. Tax questions go to the DIAN and to an accountant.

The next step

Write to us with what you are looking for and we will send you what is available. Availability, price and the terms of each property are confirmed before any offer.

Back to Buy property in Cartagena