Buying Property in Surfside from Brazil: Documents and Steps

A buyer living in Brazil can close on an unit in Surfside without travelling, provided the power of attorney, the apostille and the funds transfer are settled first. And the purchase does not end at closing: it leaves a filing obligation in Brazil.

The Brazilian file has two ends. In Florida, the title company decides which power-of-attorney wording it accepts and which documents it demands apostilled; in Brazil, the purchase is documented before the bank that sends the money and is recorded for the declaration of assets held abroad that Brazil requires of its residents before its own authorities. That second obligation is the most commonly forgotten, because it surfaces months after closing and needs details only available on signing day: who appears as owner, under which identification and on what date the deed was recorded.

In Surfside you buy by asking the building for paperwork before you ask the unit, and that is what sets it apart along this coast. Structural scrutiny of oceanfront condominium stock is, on this stretch, the most demanding in the county, and the practical consequence is that the building's file outweighs the buyer's: the lender and the carrier want to see inspection history, the reserve study, and the minutes in which the board decided what to repair and how to pay for it, before they look at the solvency of whoever signs. For someone who cannot show up in person that means two separate, mandatory counterparts: the manager or the board, which holds the minutes, the budget and the assessments already voted, and the town counter, which keeps the recertification file and any open correction orders. Ask the manager which assessments are approved and which are still under study; ask the town whether there are open files on that address; ask your closing attorney what the estoppel says about debts and pending approvals; and ask the lender what it requires from the building, not from you, in order to approve.

What is specific to Surfside

What to verify, step by step

1. Check the broker's licence in the Florida state register and engage a real estate attorney licensed there before sending documents from Brazil.
2. Ask the title company for the exact power-of-attorney wording it accepts and execute it before a Brazilian notary using that wording.
3. Have the power of attorney and identity documents apostilled in Brazil and order the translation the title company requires.
4. Ask your bank in Brazil what documentation of the transaction it needs to process the outbound transfer, and ask the closing agent in whose name the funds must arrive.
5. Confirm in writing which closing signatures are accepted remotely and which require presence in Miami, yours or your attorney-in-fact's.
6. On signing day itself, ask the attorney and the closing agent for the title and recorded deed details, and pass them to your accountant in Brazil for the declaration of assets held abroad.

Mistakes that cost money

• Closing the purchase and not keeping the title and recorded deed details, which are precisely what the accountant asks for in Brazil's declaration of assets held abroad.
• Executing the power of attorney on a standard Brazilian template without first consulting the title company, and having to redo it with an apostille.
• Sending the money before confirming in whose name it must arrive and what source-of-funds support the closing agent requires.

Frequently asked questions

Can you close without travelling to Miami?

It is common to do so under a power of attorney, but which signatures are accepted remotely is decided by the title company and, if there is financing, by the lender. Confirm it in writing before arranging a trip or ruling one out.

Does a Brazilian power of attorney work as it stands in Florida?

That cannot be assumed. Ask for the wording the title company accepts, execute it before a notary in Brazil, have it apostilled and translated as that company requires.

What about the declaration of assets held abroad?

Brazil requires its residents to declare assets held outside the country to its own authorities. What to declare, when and how is a question for an accountant in Brazil; it is not something we settle here.

And financing?

It has a separate file and is covered in the article on financing for Brazilian buyers. It is best resolved before making an offer.

Where to check it

• Miami-Dade Clerk of the Courts — deeds, liens, encumbrances and litigation on the property
• Florida DBPR — whether a broker, appraiser or contractor holds a current licence
• FinCEN — reporting applicable to all-cash real estate purchases
• Internal Revenue Service — the non-resident owner's federal tax obligations
• Town of Surfside — the rules of the municipality Surfside belongs to

Official bodies. Specific figures are requested there, not copied from a listing.

Updated 2026-11-06